Gary Gaddie, 69, Huntsville, Texas, is charged with financial exploitation of an elderly person over the age of 80, a Class 1 felony.
The woman was found to be a disabled adult on Nov. 13, 2012, and a guardian was appointed.
The original guardian died in 2014 and Gaddie was appointed as a successor on Jan. 6, 2015.
Instead of paying for the woman's care through social security and pension, Gaddie took the money for himself, buying a home and pickup truck instead, according to Effingham County State's Attorney Bryan Kibler.
The indictment alleges the fraud extended from July 15, 2015 until June 14, 2018, when a petition to remove him as guardian was filed.
The deception was discovered when an attorney for the woman reviewed the paperwork, Kibler said.
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Man charged with financial exploitation of nursing home resident